Financial Planning

Financial Planning, the SMC way...

On Demand, Reliable, & Flexible
  • A personal advisor to discuss your goals, challenges, responsibilities, and fears.
  • A 12-month review and coordination period to ensure you recieve services tailored to your situation.
  • A modern, fee-only service offering. Unlike others, we do not require investment management to access our planning services.
  • No retainer or hourly fees and no financial product sales.
  • Access your secure client account to help stay organized and on track.

  • No cancellation fees and no hidden fees which means no suprises! 

     

How does your personal financial wellness look right now?

Take our free assessment to analyze your personal financial wellbeing:

Personal Budgeting

Personalized budgeting support designed to help you understand your money and build lasting financial confidence. We use modern tools and a hands-on teaching approach—helping clients “learn how to fish”—with flexible service levels for those who want ongoing advisor support and those who prefer a guided self-start.

 

Tax Advising

Proactive tax advising that looks beyond the current year to help you plan ahead. Using best-in-class forecasting tools built from your actual tax return, we model future tax liability, evaluate new strategies as your income changes, and assist with estimated tax payments when appropriate—so there are fewer surprises and better outcomes.

Long-Term Goals

A modern, visual approach to financial planning that connects today’s decisions to long-term outcomes. We use a comprehensive planning framework that highlights risks and opportunities across liquidity, long-term care, long-term disability, legal liability, loss of life, and longevity—while supporting business owners with entity structuring and LLC formation when needed.

Compliance

Please review our Form ADV Part 2 (Registered Investment Advisory Brochure) for detailed advisory information about Seed Money Consulting. This disclosure outlines our financial planning and investment management services, including associated benefits, fees, and important considerations. Our latest filings can be found on the SEC’s website at www.adviserinfo.sec.gov. Our firm’s name or CRD# 306209 can be used as a search term. SMC Filings (LINK).