Why Seed Money Consulting?

 

Industry experience

Our financial experts bring many years of professional experience and education to your corner. We provide you with organized and objective perspectives to make informed and timely decisions in support of your visions and well-being.

 

Tailored approach

Our scope of work is customized to match the size and complexity of your situation. With this approach, you will retain the help that is right for you.

 

 

Fee-Based

We do not sell financial products such as mortgages, insurance, or mutual funds. In accordance with our Code of Ethics, we believe that in order to provide a high-level of independent service, the financial professional should not be incented with product placement. The placement of that product may result in a significant conflict of interest.

Our Services

 

Financial Planning

Save money on taxes, secure your goals faster, and protect what you already have earned. Real-time and ongoing financial planning centered on your personal goals, risks, and responsibilities.
 

Tax Preparation

Federal and state tax preparation and e-filing using efficient, effective, and compliant strategies.
 

Business Services

Business consulting services covering traditional job duties and governance functions in the areas of Controller, Treasury, Fiscal Operations, and Audit & Review Programs.
 

Investment Management

A “push-to-start” and tailored approach powered by experience and technology. We offer active management of retirement and brokerage accounts held at a centralized custodian.

Testimonials

 

“Empowering Financial Growth, Securing Your Legacy”

As Seen On

 

Blog

Longevity in Retirement & What You Should Know

Shahab Maslehati |
Categories
Investments
Retirement
Finance
Savings
How many years will your retirement last? What are the chances you’ll live past 90? Most of us answer those questions wrong because we don’t have strong longevity literacy. 1 That means that about 81% of us 1 aren’t working with a viable understanding of our own life expectancy. Let’s explore how understanding longevity could create a positive impact in your retirement planning. What is longevity literacy? Longevity literacy refers to your knowledge about expected...

FAQ

Q

FAQs

1. How has Seed Money Consulting changed the landscape of the financial services industry?
We have combined a new advisory model with tax preparation services. Our experts are uniquely trained in institutional governance and financial management practices as well as in personal and business tax code. Seed Money Consulting recognizes that we are living in “The Age of the Entrepreneur” and we believe the general population deserves the best professionals, the best technology, and the best practices available to ensure their highest probabilities of success.
 

2. How does Seed Money Consulting stay accountable to the advice it provides?
We take your dreams very seriously and we want to stick around to see them through. This is why we center every interaction around our client relationships. We are not a transactionally driven firm. We strive to build deep relationships in our communities.
 

3. What types of clients do you serve?
We work with individuals, families, and small business owners seeking tax, financial, and business consulting services and advice.
 

4. Do you sell financial products?
No, we operate on a fee-only basis, ensuring unbiased financial advice without conflicts from product sales.
 

5. What is the difference between financial services and financial products?
Financial services involve advisory and strategic planning, while financial products are investment instruments often sold on commission, such as insurance or mutual funds.
 

6. How does Seed Money Consulting minimize conflicts of interest?
By not selling products or earning commissions, we ensure our advice remains focused on your best interests.
 

7. How are your fees structured?
Fees are based on services rendered and billed upon completion; we also offer payment plans on certain services.

8. What is the CFO In-A-Box service?
It provides small businesses with comprehensive financial management services typically handled by an Office of a Chief Financial Officer.
 

9. What’s included in your tax preparation services?
Our tax services cover individual and business tax filings, including specialized forms, to ensure full compliance and optimized tax outcomes.
 

10. How can financial planning benefit me?
It helps you set realistic financial goals, optimize investments, and prepare for future financial needs, ensuring long-term stability. It identifies gaps in risk management to ensure unforeseen risks are adequately hedged.
 

11. What are the benefits of advanced tax planning?
Advanced planning can reduce your tax liability by identifying future savings opportunities tailored to your financial situation. It also helps implement your long-term financial plan.
 

12. What kind of bookkeeping services do you offer?
We provide transaction sorting, reconciliations, reporting, and more to keep your records accurate and compliant.
 

13. Do you handle payroll taxes?
Yes, we prepare and administer payroll tax returns and filings. We manage the full payroll process for compliance and efficiency.
 

14. What is included in debt management services?
This includes loan applications, debt consolidation, and servicing requests to optimize your financial standing.
 

15. Can you help with business acquisitions?
Yes, our auditing services include representation and advisement on buying or selling businesses to protect your interests and succession plans.
 

16. What industries do you specialize in?
We work across various industries, including small businesses, professional services, and sole proprietorships.

17. What kind of investment management services do you provide?
We offer customized, fee-only investment advisory services focused on achieving your financial goals without commission-based conflicts. Our strategies center on company and asset-class diversification concepts which promote economic hedging principles utilized by medium to large institutions.
 

18. Do you offer virtual consultations?
Yes, we provide virtual consultations for flexibility and convenience.
 

19. How does your fee-only model benefit clients?
Our model ensures that advice is based purely on client needs, with no hidden fees or product-driven incentives.
 

20. What is the process for onboarding new clients?
We start with a free interview consultation to assess your needs and ensure your awareness of SMC service areas. Then we schedule an intake consultation to begin onboarding and begin our work!
 

21. Do you work with clients in multiple states?
Yes, we serve clients nationwide, adapting to specific state tax laws as necessary.
 

22. How often should I review my financial plan?
Annual plans are recommended to stay abreast of your goals. For each financial planning area, whether comprehensive planning, advanced tax planning, or business budgeting, we ask clients to be prepared to spend 3 to 5 one-hour meetings with our team which take place throughout the calendar year.